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( Investment)

Investment is the choice by the individual to risk his savings with the hope of gain. Rather than store the good produced, or its money equivalent, the investor chooses to use that good either to create a durable consumer or producer good, or to lend the original saved good to another in exchange for either interest or a share of the profits.

In the first case, the individual creates durable consumer goods, hoping the services from the good will make his life better. In the second, the individual becomes an entrepreneur using the resource to produce goods and services for others in the hope of a profitable sale. The third case describes a lender, and the fourth describes an investor in a share of the business.

In each case, the consumer obtains a durable asset or investment, and accounts for that asset by recording an equivalent liability. As time passes, and both prices and interest rates change, the value of the asset and liability also change.

Investment Subcategories

Investment Articles

Facial Exercise Is the Best Investment for Long Term Beauty by Cynthia Rowland
Imagine taking a big wad of hundred dollar bills and flushing them. If you use injections that plump and paralyze you are experiencing the equivalent of doing just that.

Think that $2,000 or more for a tissue-tightening, frightfully painf...

Conscious Capitalism by Steven Sadleir
For the world to enlighten we must first enlighten, and bring this higher awareness into every facet of our lives including business. Capitalism affords the opportunity to aspire to achieve a better life, liberty and happiness, but all too often also...

Men Start To Care About Their Skin As Much As Their Investments by Ron Garner
Male skin care is the fastest growing product category in the cosmetics industry, posting strong growth numbers ahead of the industry as a whole. Developed markets in the U.S., Europe and Asia were the main driver for the growth consisting of office ...

Quitting smoking is a great money-saver and an investment in health by alex ellorde
A lot warnings have been released about the health risks of smoking, and rightfully so. Yet even with the millions of dollars spent on advertising to warn the public about smoking, cigarette use is still up. It is also true that the cigarette compa...

Mysteries Unraveled by Ken Morris
One of the great mysteries of personal finance is: How are social security retirement benefits calculated? The computation itself is something of a mystery. It's so complex that I'm not sure who could have dreamed it up. I am sure that...

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